Apply Online - Pre-approval Lookup

It's easy to apply for your very own First Access Visa Credit Card.
Simply enter the 8 or 9 character Reservation Code printed on the bottom of your letter to get started.


Starting on 1/6/2020 there are changes to the Minimum Interest Charge, Cash Advance Fee, Late Payment Fee, Returned Payment Fee and How We Will Calculate Your Balance. The changed terms are described in the table below. After you enter your Reservation Code and Continue please refer to the Rates, Fees, Costs and Limitations page for additional information and other terms applicable to your offer.

In order to ensure you receive the terms of the direct mail offer you were mailed, you will need to enter your Reservation Code in the box above and select the Continue button.

How We Will Calculate Your Balance: We use a method called “Average Daily Balance (including new purchases).”

Didn't receive an invitation to apply in the mail? No problem! Just click HERE to be taken to our application page.


If you received a "prescreened" offer of credit from us in the mail, this offer was based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not continue to meet our criteria, if you already have a product from us, or if you have applied for our product in the last 30 days. If you do not want to receive prescreened offers of credit from this and other companies, call consumer reporting agencies toll free at 1-888-567-8688, or write to:

PO BOX 740123
Atlanta, GA 30374
PO BOX 919
Allen, TX 75013
PO BOX 505
Woodlyn, PA 19094
The information described in this website is accurate as of the date you accessed it.
If you have questions, please write us at
First Access Card
PO Box 89028
Sioux Falls, SD 57109-9028

The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc
Card use subject to available credit; for security reasons, card may not be used at automated
fuel pumps, for gambling transactions or at merchants outside the United States.